Worldwide plans

When you’re looking for flexible medical insurance cover, our Choices Worldwide international health insurance plan gives you the flexibility to select the benefits you want and less of what you don’t.

View the documents View our comparison table

Starting with our Core module which will provide you with a comprehensive range of cover benefits, not only in the event that need hospital treatment but should you need to be evacuated in the event of a medical emergency in addition to covering emergency treatment should you be injured or become ill when travelling outside your chosen area of cover, you can choose to add any combination from our comprehensive optional benefits — the choice is yours.

Outpatient Cover

  • Family Doctor Fees
  • Specialist Services and Consultations
  • Prescription Drugs
  • Physiotherapy
  • Complementary Therapies
  • Occupational Therapy
  • Mental Health

— choose from 4 levels of cover

Cancer & Chronic

— choose from 2 levels of cover

Maternity Care

  • Maternity benefits
  • Routine maternity care
  • Complications of Maternity
  • Emergency Care
  • Newborn Care
  • IVF treatment

— choose from 2 levels of cover

Dental, Wellness, Optical

  • Routine and Restorative dental care
  • Wellness including health screening
  • Eye test, prescription glasses and contact lenses

— choose from 2 levels of cover

Core Plan Cover

Core Plan+ Basic Outpatient+ Intermediate
Outpatient		+ Extended Outpatient+ Advanced Outpatient
Annual Policy AllowanceUSD 1,700,000USD 1,700,000USD 1,700,000USD 2,550,000USD 8,500,000
Hospital Services & Accommodation✓✓✓✓✓
CT, MRI & PET scans✓✓✓✓✓
Emergency Medical Evacuation✓✓✓✓✓
Kidney Dialysis In-patient✓✓✓✓✓
Kidney Dialysis Out-patientUSD 68,000USD 68,000USD 68,000USD 68,000USD 68,000
Organ TransplantUSD 170,000USD 170,000USD 170,000USD 255,000USD 3,400,000

Out-Patient Treatment

+ Basic Outpatient+ Intermediate
Outpatient		+ Extended Outpatient+ Advanced Outpatient
Annual Policy AllowanceUSD 2,550USD 5,100✓✓
Family Doctor & Specialists✓✓✓✓
Pathology, Diagnostics✓✓✓✓
Prescription Drugs & VaccinationsUSD 850USD 1,700USD 8,500✓
Psychiatric CareUSD 850USD 1,700USD 3,400
Physiotherapy7 sessions20 sessions✓✓
Complementary TherapiesUSD 850USD 850USD 1,275✓

Add Cancer Treatment & Chronic Care

Choose from either:

Core Plan+ Basic Outpatient+ Intermediate
Outpatient		+ Extended Outpatient+ Advanced Outpatient
Full Cover✓✓✓✓✓
Restricted CoverUSD 85,000USD 85,000USD 85,000USD 85,000USD 85,000

Out-patient treatment for chronic conditions will be subject to the out-patient benefit selected

Add Dental & Wellness

Core Plan+ Basic Outpatient+ Intermediate
Outpatient		+ Extended Outpatient+ Advanced Outpatient
Dental TreatmentUSD 1,275USD 1,275USD 1,275USD 1,275USD 1,275
Wellness BenefitUSD 850USD 850USD 850USD 850USD 850

Or Add Optional Dental, Wellness & Optical

Core Plan+ Basic Outpatient+ Intermediate
Outpatient		+ Extended Outpatient+ Advanced Outpatient
Dental TreatmentUSD 2,550USD 2,550USD 2,550USD 2,550USD 2,550
Wellness BenefitUSD 1,275USD 1,275USD 1,275USD 1,275USD 1,275
OpticalOne Eye ExaminationOne Eye ExaminationOne Eye ExaminationOne Eye ExaminationOne Eye Examination
Glasses / frames / lensesUSD 204USD 204USD 204USD 204USD 204

Add Optional Maternity Treatment (Level 1)

Core Plan+ Basic Outpatient+ Intermediate
Outpatient		+ Extended Outpatient+ Advanced Outpatient
Routine Maternity CareUSD 11,050USD 11,050USD 11,050USD 11,050USD 11,050
Complications of MaternityUSD 22,100USD 22,100USD 22,100USD 22,100USD 22,100
Newborn CareUSD 119,000USD 119,000USD 119,000USD 119,000USD 119,000

Or Add Optional Maternity Treatment (Level 2)

Core Plan+ Basic Outpatient+ Intermediate
Outpatient		+ Extended Outpatient+ Advanced Outpatient
Routine Maternity CareUSD 25,500USD 25,500USD 25,500USD 25,500USD 25,500
Complications of MaternityUSD 68,000USD 68,000USD 68,000USD 68,000USD 68,000
Newborn CareUSD 153,000USD 153,000USD 153,000USD 153,000USD 153,000
IVF (each cycle, max 3 cycles. 50% co-pay)USD 4,250USD 4,250USD 4,250USD 4,250USD 4,250

Please refer to the Choices Fact File in our Documents section for more information.

Lifestyle Rewards

If you’re someone who enjoys a healthy lifestyle, our individual and family plans Lifestyle Rewards programme could be for you. We’d like to reward you if you exercise regularly, drink responsibly and don’t smoke by giving you a discount of up to 25% off our normal premiums. Contact us to find out how much you could save on your premiums.

Group Plans

If you are looking for a group policy, we offer a range of cost effective plans designed to suit your business, with tailor-made solutions for 30 or more employees. Contact our specialist consultants to find out how we can deliver the package and supporting services to suit your organisation.

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Group Member

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